Here are some questions you may want to ask your insurer to determine the extent of your benefits:

 

General Questions

• Do I have a copay, co-insurance, and/or deductible?

• Is prior authorization or notification required?

• Are there any limits on the number of visits or services?

• Are therapies covered (ultrasound, electrical stimulation, cold laser, cupping, etc.)?

• Do I need a referral from my medical doctor? (Not normally required)

 

Chiropractic Specific Questions

• Are x-rays and diagnostic imaging covered?

• Are extraspinal adjustments covered (knee, elbow, etc.)?

• Do I have coverage for custom foot orthotics (CPT code L3030)?

• Is acupuncture performed by a doctor of chiropractic covered?

 

Acupuncture Specific Questions

• Does my insurance cover acupuncture for my condition?

• Do I need to notify my insurance that I am receiving this service?

• Are only certain conditions covered?

 

Important Information!

 

Worker's Compensation

• Report your injury to your employer immediately and complete required forms.

• If you have already seen another doctor, you may need approval to change doctors or a referral to be seen at/by another clinic/provider.

• Obtain the name of your Workers' Compensation carrier, claim number, billing address, adjuster's name and phone number.

• Note the date of injury.

• You will need to bring this information to your appointment.

 

Auto

• Report your injury to your insurance company immediately and obtain a personal injury claim number.

• Keep record of your claim number; accident date; and the insurance company's name and billing address along with your adjuster's name and phone number.

• A referral is required for massage therapy.

• You will need to bring this information to your appointment.